Trusted Mortgage Broker in Denver, CO

Work with the top home loan company in Denver

Why Us?

Whether you are purchasing your first home, or moving to a new house in Denver, the process can seem a bit long. Our team at Tri-State Mortgage provides the most personalized home buying experience to our customers. From the purchase of a new home, to refinancing your home at a lower rate, our experts will ensure that your loan process is quick, simple, and easy.

We deliver results

We welcome challenging loans. With our expertise and industry knowledge, we have closed some deals in two days! 

Quick Process

We close some mortgage loans in 2-5 business days because we use our own money! Non-QM and conventional loans take 12-25 days depending on the lender we work with. These loans usually require; income documents, underwriting, and appraisals. We will make sure everything is smooth and simple.

Our History

The founder started doing hard money loans in 1991 and worked for several small brokers over the decades. Short stints with: Citi Bank, Countrywide, Key Bank and Lehman Brothers. After discovering that large corporations are focused on sales & the bottom line, a new path was taken. Tri-State Mortgage started in 2003 with the focus on the customer and getting things done. The 2008 crash came and we continued with closing loans and protecting our assets.  When the market turned in 2011, Tri-State did not expand or take on additional overhead. To this day, our overhead remains the same as the day we opened our doors.  

We Can Help You With

Getting home loans in Denver, buying a new home, or moving up to a larger home has never been easier. Use cash-out refinance to pay off debt or home improvements.

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Frequently Asked Questions

If you pull my credit, will my score go down?

NO – This is only if it gets pulled more than four times in a month. After the 5th time it will drop by two points!

I’m self employed but have a good down payment and high scores.

We do loans with no tax returns, bank statements or jumping through hoops.  

Jumbo loans are hard to get, can you help us?

Yes, we offer a conforming fixed with a HELOC second to avoid doing a jumbo and mortgage insurance. 

We got turned down because of our credit score, can you help us with a mortgage?

Yes we offer loans with 550 scores if you have equity. 

Still thinking what to do? Call us for a free consultation